• Borrow from $1,000 to $25,000

Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000.

• Quick decision

No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).

• Redraw once you've repaid

If your application is approved online, you'll receive the money in your account straight away.

• Top up your existing loan

If you already have an Trustgoldenhills Personal Loan, you can apply to borrow more online.

• Make overpayments

Make overpayments without charge, which may reduce the amount of interest you pay.

• Repayment holidays

You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.

3.3% APR* Representative

For loans between $5,000 and $25,000.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator for more details.